Early access·Now open

The cash flow
intelligence layer
for SMB operators.

Stop finding out about cash problems after they hit. Flowdiq gives SMB operators live visibility, a 90-day AI forecast, and proactive alerts, all in 3 minutes.

14-day trial · no card Read-only access Cancel any time
app.flowdiq.com / dashboard
Dashboard
Forecast
Alerts
Cash overview
Your Business · Live
Live
Cash on hand
$84,240
▲ 4.2% wk
Runway
94 days
Healthy ✓
Net 30d
+$12,800
vs last mo
30-day cash
↑ Trending up
A $14k receivable is 12 days overdue — follow up to protect your 94-day runway.
Low runway · 18 days+$12,400 receivedPayroll due in 3 daysAI insight ready
10+ Years Accounting Expertise3-Minute SetupBank-Grade Encryption90-Day AI ForecastRead-Only AccessNo Passwords StoredSOC 2 In Progress94% Forecast Accuracy
Trusted by SMB operators across the US
ConstructionProfessional ServicesManufacturingHealthcareRetailWholesale
The problem

Most cash flow problems are found out late.

By the time the bookkeeper flags it, the runway has already moved. Flowdiq closes the gap between event and awareness.

82%
of SMB failures cite cash flow — not profit — as the cause.
SBA · 2024
17days
average lag between a cash event and the operator finding out.
Flowdiq cohort · 2025
3×
spreadsheets the typical owner-operator stitches together every Monday.
User research, n=142
• All 9 features

Everything an operator needs to protect cash.

From live balance to anomaly detection — Flowdiq is the complete cash flow intelligence layer for SMB operators.

01

Live Cash Dashboard

Real-time balance from your bank and accounting system. Cash on hand, 30/60/90-day runway, inflows, burn rate — all in one view. No manual updates.

Cash · LiveLive
$84,240
↑ +$6,400 this week
Runway94 days
Next 14d net+$12,800
Burn rate$4,200/mo
02

AI Cash Flow Forecast

30/60/90-day projections from your real transaction patterns. Updated weekly. No spreadsheets.

03

Scenario Modeling

Pessimistic, Base, and Optimistic scenarios with live sliders. See your cash range before making decisions.

Pessimistic
62 days
Base
94 days
Optimistic
132 days
04

Smart Alerts

Proactive warnings for low balance, large outflows, and payroll gaps — before they become crises.

05

AI Insights

Weekly AI narrative explaining your cash flow — what's happening, why, and what to do. Plain English, no jargon.

AI · This week

"Cash is healthy at $84,240. Watch the May 15 payroll gap — your top receivable clears 6 days after. Draw $20K on May 10 to bridge."

06

13-Week Cash Grid

Scannable weekly table showing projected cash, net change, and Healthy/Monitor/Critical status for every week ahead.

W22
+4.2k
W23
+2.8k
W24
−6.4k
W25
−12k
W26
+8.6k
W27
+3.1k
NEW07

Tax Liability Forecast

Quarterly IRS estimated payments overlaid on your cash view. See exactly when $12K is due and how much to set aside weekly.

Q1 Apr 15$12,488
Q2 Jun 16$12,488
Reserve/wk$961
NEW08

AP Scheduler

Pick a pay date for any bill. See your projected balance before and after — instantly. Cash risk badge fires if a payment drops you below your safety threshold.

Office Rent · May 1
$87,500 → $84,300
Insurance · Jun 15
$34,100 → $29,900
NEW09

AI Anomaly Detection

Detects pattern shifts before thresholds are breached. Flags payment slowdowns, expense spikes, and rising DSO — 2–4 weeks early.

Top customer paying 175% slower
Marketing spend +187%
DSO: 18 → 26 days
See it work

Click through it. It's the real product.

This is not a screenshot. The numbers tick, the charts move, the tabs switch.

Live dashboard

Cash, runway, and receivables in one always-current view.

01Live dashboard
02Forecast
03Proactive alerts
app.flowdiq.com / dashboard
Dashboard
Forecast
Alerts
Cash overview
Your Business · Live
Live
Cash on hand
$84,240
▲ 4.2% wk
Runway
94 days
Healthy ✓
Net 30d
+$12,800
vs last mo
30-day cash
↑ Trending up
A $14k receivable is 12 days overdue — follow up to protect your 94-day runway.
Integrations

Plugs into the stack you already run.

Read-only by default. We never move your money. Connect in 3 minutes; revoke any time.

From operators

Built for the people who actually sign the checks.

Not for finance teams. Not for boards. For the operator who needs to know — by Wednesday — whether they can hire.

"I caught a $40k cash dip three weeks before my bookkeeper would have. Flowdiq paid for itself in the first hour."
JR
Owner-operator
HVAC services · Southwest US
"Replaced my Monday spreadsheet ritual. Now I get a text on Sunday night if anything looks off."
MT
General Manager
Marketing agency · 8 employees
"The forecast is shockingly close. We finally stopped flying blind between board meetings."
DO
Founder
Freight brokerage · Series A
Pricing

Honest pricing. No surprises.

Start free. No seat math, no usage tiers, no annual lock-in. Cancel any time.

Get started
Free
$0Early access

1 bank account, 30-day history, and a live cash dashboard. No card required.

  • 1 bank account via Plaid
  • 30-day cash history
  • Live cash dashboard
  • Email alerts
Get started free
Most popular
Pro
$49/month

5 bank accounts, 90-day AI forecasting, smart alerts, and QuickBooks sync.

  • 5 bank accounts
  • 90-day AI cash forecast
  • Proactive smart alerts
  • QuickBooks / Xero sync
  • AI narrative insights
  • Priority support
Early access
First 500 customers lock in $29/mo for life. 312 spots left.
Start free trial
For teams
Growth
$99/month

Everything in Pro plus 12-month forecasting, scenario modeling, and team access.

  • Everything in Pro
  • 12-month AI forecast
  • Scenario modeling
  • Team seats (5)
  • Custom reporting
  • Dedicated financial expert review
Start Growth